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Lopag Trust reg.
Industriering 14
P.O. Box 335
LI-9491 Ruggell
T +423 377 36 36 F +423 377 36 37
M lopag(at)lopag.li

Deutsch English

Imprint Privacy policy

Imprint

Responsible for the content
Lopag Trust reg.
Industriering 14
P.O. Box 335
LI-9491 Ruggell

Handelsregister-Nummer: FL-0001.113.704-5
Zuständige Behörde: Amt für Volkswirtschaft, Vaduz
Mehrwertsteuer-Nummer: 50-777

Website Design
Neuland visuelle Gestaltung, Schaan

Website Programming
Sitewalk Est., Schaan

Photography
Martin Walser, Vaduz​​​​​​​

 

Disclaimer (Beschränkung der Verantwortlichkeit)

Dies ist die Website der Lopag Trust reg. Die nachstehenden Ausführungen gelten für alle Seiten und Unterseiten dieser Website. Personen, welche auf diese Webseiten zugreifen und Informationen abrufen, erklären sich mit den nachfolgenden Bestimmungen einverstanden:

Benutzung
Lopag Trust reg. unternimmt alle Anstrengungen, um einen sicheren Betrieb der Website sicherzustellen. Dennoch können Mängel wie z.B. Datenverlust oder -verfälschung, Virenbefall, Betriebsunterbruch etc. nicht ausgeschlossen werden. Der Zugriff auf die Webseiten erfolgt deshalb auf eigene Gefahr und in eigener Verantwortung.​​​​​​​

Haftungsausschluss
Lopag Trust reg. lehnt jegliche Haftung für Schäden oder Folgeschäden ab, die sich aus dem Zugriff auf diese Website beziehungsweise auf einzelne Teile davon (wie z.B. heruntergeladene Dokumente), deren Benutzung (bzw. aus der Unmöglichkeit des Zugriffs oder der Benutzung) oder Links auf andere Websites ergeben.​​​​​​​

Gewährleistungsausschluss
Lopag Trust reg. übernimmt keinerlei Gewähr für die Aktualität, Korrektheit, Vollständigkeit oder Qualität der bereitgestellten Informationen. Haftungsansprüche gegen Lopag Trust reg., die sich auf Schäden materieller oder ideeller Art beziehen, welche durch die Nutzung der dargebotenen Informationen verursacht wurden, sind grundsätzlich ausgeschlossen. Lopag Trust reg. behält es sich ausdrücklich vor, Teile der Seiten oder das gesamte Angebot ohne gesonderte Ankündigung zu verändern, zu ergänzen oder zu löschen.​​​​​​​

Verknüpfte Websites (Links)
Die Webseiten enthalten zum Teil Links zu Websites von Dritten. Lopag Trust reg. übernimmt für deren Inhalt, den darauf angebotenen Produkten, Dienstleistungen oder sonstigen Angeboten sowie für die Einhaltung von Datenschutzbestimmungen keine Verantwortung. Das Aktivieren eines Links erfolgt auf eigene Verantwortung.     

Privacy statement

1. Privacy statement on websites

 

Privacy statement on websites

I. Name and address of the responsible person and the data protection officer (if appointed pursuant to Article 37 of the GDPR)

The responsible person according to the General Data Protection Regulation (GDPR) is:
Lopag Trust reg., Industriering 14 in 9491 Ruggell, Liechtenstein
Tel.: +423 377 36 36
E-Mail: dsb(at)lopag.li
Webseite: www.lopag.li

II. Data processing in general 

1. Scope of the processing of personal data

The processing of personal data is limited to data that is required to operate a functional website and for the provision of content and services. The processing of personal data of our users is based on the purposes agreed or on a legal basis (GDPR). We only collect personal data that is necessary to implement and process our tasks and services or if you provide data voluntarily.

2. Your rights (rights of the persons affected)

You have the right to request information about any of your personal data we process. In particular, you have the right to request information about the purpose of the processing, the categories of personal data, the categories of recipients who will have access or were disclosed with your data, the duration periods for saving the personal data, whether there is a right to adjust/correct, erase, restrict or object, transmission of data[1], the source of your data if not collected through us and if we use automatic decision-making technologies including profiling.  

Additionally, you have the right to revoke a previously granted consent to use your personal data at any time.

If you believe that the processing of your personal data is inconsistent or contradicts the applicable data protection laws you have the possibility to lodge a complaint with the data protection office.

III. Description and scope of data processing

1. Provision of the website

Our system records data and information about the computer used by the user automatically and with every visit on our website.
The following data are collected:

  • Information regarding the type and version of internet browser used     to access the website
  • Operating system
  • Internet service provider
  • IP address
  • Date and time of each access
  • Web page from which the user was redirected to our page

The data mentioned above are saved for a maximum time period of 6 months. This storing is done due to security reasons to ensure the stability and integrity of our systems.

We do not perform any web analysis on our website and do not use any web analysis tools (e.g. Google Analytics). The previously mentioned user and visitor data will not be evaluated or analyzed.

2. Cookies

We use cookies on our website to ensure a user-friendly experience. Cookies are small files that are managed by the user’s web browser and are directly stored on the respective device (Laptop, Tablet, Smartphone etc.) whenever you visit our website. Cookies are stored as long as you do not don’t delete them. This process allows us to recognize your browser on your next visit.

If you do not wish to use cookies you can change the settings in your browser accordingly. You will then be notified whenever your browser attempts to create a cookie and you can decide whether you want to allow the cookie. However, please note that a deactivation of cookies may result in a limited user experience and you may not be able to use every function of our website.

Legal basis for the processing of data through cookies is Article 6 (1) lett. f GDPR.

IV. Data security

We use SSL-encryption, a common encryption technology in connection with the highest encryption levels that are supported by your browser. If a page on our website was/is being transmitted encrypted it is shown by the lock symbol in the address bar of your browser.

Additionally, we use appropriate technical and organizational security measures to protect your data from accidental or intentional manipulation, partial or complete loss, destruction, or to prevent unauthorized access by third parties. Our security measures are continuously upgraded according to the latest technological developments.

2. Privacy statement for clients

Privacy statement for clients

I. Name and address of the responsible person and the data protection officer (if appointed pursuant to Article 37 of the EU General Data Protection Regulation [GDPR])

The responsible person according to the General Data Protection Regulation (GDPR) is:
Lopag Trust reg., Industriering 14 in 9491 Ruggell, Liechtenstein
Tel.: +423 377 36 36
E-Mail: dsb(at)lopag.li
Webseite: www.lopag.li
The operational data protection officer of Lopag Trust reg. is available at said address c/o Data Protection Officer, resp. at dsb(at)lopag.li.

II. Data processing in general

1. Scope of the processing of personal data

The processing of personal data is limited to data that is required to operate a functional website and for the provision of content and services. The processing of personal data of our users is based on the purposes agreed or on a legal basis (GDPR). We only collect personal data that is necessary to implement and process our tasks and services or if you provide data voluntarily.

2. Your rights (rights of the persons affected)

You have the right to request information about any of your personal data we process.

Additionally, you have the right to revoke a previously granted consent to use your personal data at any time.

If you believe that the processing of your personal data is inconsistent or contradicts the applicable data protection laws you have the possibility to lodge a complaint with the data protection office.

III. Description and scope of data processing

1. Purpose of data processing

We process our clients’ personal data for the following purposes:

  • Activities pursuant to Article 2 of the Liechtenstein Professional Trustees Act (Treuhändergesetz – TrHG) in conjunction with the Liechtenstein Persons and Companies Act (Personen- und Gesellschaftsrecht – PGR), in particular:
    • Client mandate management (including administration of legal entities)
    • Compliance with statutory accounting requirements
    • Correspondence
  • Compliance with legal obligations, in particular:
    • PGR, TrHG, due diligence laws, tax legislation and treaties

2. Categories of data

The following categories of data are processed in our data directories pursuant to Article 4(1) of the GDPR for the purposes of our activities outlined under Section 1 above:

Bildschirmfoto 2019-05-29 um 13.09.34.png

3. Legal basis

The data listed under Section 2 above will be processed

  • on the basis of our contractual relationship with our clients (Article 6(1)(b) of the GDPR);
  • in order to fulfil a legal obligation (Article 6(1)(c) of the GDPR);
  • to carry out a task in the public interest or in the exercise of official authority (Article 6(1)(e) of the GDPR); or
  • for the purposes of the legitimate interests pursued by the data controller or a third party (Article 6(1)(f) of the GDPR).

Processing for the purposes of our legitimate interests may include:

  • Processing for the purpose of internal administration
  • Evaluations
  • Defending against unjustified claims

4. Recipients of personal data

Clients’ personal data will only be processed by us to carry out our contractual, statutory and regulatory obligations for the purposes listed under Section 1 above.

For these purposes, data may be shared with the following:

  • Companies within our group of companies for the purpose of internal administration
  • External services providers and offices:
    • Banks
    • Asset managers
    • Insurance companies
    • Lawyers
    • Auditors
    • Other cooperation partners
    • Associations
    • Public interest organisations in Liechtenstein and abroad

If we have statutory or regulatory obligations to fulfil, personal data may be sent in particular to the following:

  • Public offices and authorities (e.g. supervisory authorities, courts)
  • Tax authorities (including in the scope of AEOI and FATCA)
  • Authorities of third countries or international organisations

5. Sharing data with third countries or international organisations

If we transfer clients’ personal data to other countries, it is protected and transferred in accordance with the statutory provisions. Transmission of data outside of the European Economic Area is done with the following guarantees:

  • The country to which we are transmitting the personal data has assured the European Commission of an appropriate level of protection of personal data.
  • The recipient has signed a contract based on the Standard Contractual Clauses confirmed by the European Commission, undertaking to protect personal data.
  • If the recipient is located in the USA, the recipient is a certified member of the EU-US Privacy Shield Framework.

Additional information about the protection of personal data when it is transmitted outside the European Economic Area can be provided on request.

6. Data sources

We collect data either directly (e.g. in meetings or through correspondence with clients; internal background and due diligence checks) or partially from third-party service providers.

Third-party service providers may include:

  • Banks
  • Asset managers
  • Auditors
  • Intermediaries

7. Storage periods

Personal data will be processed and stored for the duration of the business relationship within the framework of the statutory provisions. Once the business relationship has been terminated, these data are retained for 10 years on the basis of statutory provisions (PGR, DDA, Liechtenstein Civil Code [Allgemeines bürgerliches Gesetzbuch – ABGB]). Longer retention periods will be enforced only on the basis of statutory or contractual requirements to retain data or for the purpose of maintaining evidence within any applicable statutory limitation periods.

8. Automated decision-making (Article 22 of the GDPR)

No automated decision-making processes are applied to clients’ personal data. Where such processes are used in individual cases, we inform the clients to the extent required by the law.

9. Necessity of the data (Article 13(2)(e) of the GDPR)

Provision of the data listed under Section 2 above is mandatory in order to allow us to offer our clients the services they require and fulfil our statutory obligations. In addition to possible statutory reporting obligations to the responsible supervisory authorities, failure to provide data will result in the non-establishment or termination of the business relationship.

IV. Data security

We use SSL-encryption, a common encryption technology in connection with the highest encryption levels that are supported by your browser. If a page on our website was/is being transmitted encrypted it is shown by the lock symbol in the address bar of your browser.

Additionally, we use appropriate technical and organizational security measures to protect your data from accidental or intentional manipulation, partial or complete loss, destruction, or to prevent unauthorized access by third parties. Our security measures are continuously upgraded according to the latest technological developments.

 

 

 3. Privacy statement for job applicants

Privacy statement for job applicants

I. Name and address of the responsible person and the data protection officer (if appointed pursuant to Article 37 of the EU General Data Protection Regulation [GDPR])

The responsible person according to the General Data Protection Regulation (GDPR) is:
Lopag Trust reg., Industriering 14 in 9491 Ruggell, Liechtenstein
Tel.: +423 377 36 36
E-Mail: dsb(at)lopag.li
Webseite: www.lopag.li
The operational data protection officer of Lopag Trust reg. is available at said address c/o Data Protection Officer, resp. at dsb(at)lopag.li.

II. Data processing in general

1. Scope of the processing of personal data

The processing of personal data is limited to data that is required to operate a functional website and for the provision of content and services. The processing of personal data of our users is based on the purposes agreed or on a legal basis (GDPR). We only collect personal data that is necessary to implement and process our tasks and services or if you provide data voluntarily.

2. Your rights (rights of the persons affected)

You have the right to request information about any of your personal data we process. In particular, you have the right to request information about the purpose of the processing, the categories of personal data, the categories of recipients who will have access or were disclosed with your data, the duration periods for saving the personal data, whether there is a right to adjust/correct, erase, restrict or object, transmission of data[1], the source of your data if not collected through us and if we use automatic decision-making technologies including profiling.  

Additionally, you have the right to revoke a previously granted consent to use your personal data at any time.

If you believe that the processing of your personal data is inconsistent or contradicts the applicable data protection laws you have the possibility to lodge a complaint with the data protection office.

 

[1] As long as it oes not cause a disproportionate effort to transmit these data

 ​​​​

III. Description and scope of data processing

1. Data collected from job applicants

We hereby inform you that on receipt of your application forms we process personal data such as your name, title, address, telephone number, date of birth, education, work experience, salary expectations and any data and images that are contained in the accompanying letter, CV, letter of motivation, certificates and other documents and records that you send to us, for the purpose of personnel selection.

2. Legal basis

We process your personal data in the scope of our recruitment process on the basis of Section 1173a Article 28a of the Liechtenstein Civil Code (Allgemeines bürgerliches Gesetzbuch – ABGB) and of Article 6(1)(b) of the GDPR. If an applicant wishes their information to be retained in a pool of applicants for the purpose of potential subsequent cooperation, we require consent for this in accordance with Article 6(1)(a) of the GDPR.

3. Transfer of data

Your data will not be transferred to third parties without your consent. No automated decision-making in accordance with Article 22 of the GDPR is carried out.

4. Duration

If no appointment is made, we will retain your data for up to six months for the purposes of documentation in any eventual legal proceedings before erasing it.​​​​​​​

IV. Data security

We use SSL-encryption, a common encryption technology in connection with the highest encryption levels that are supported by your browser. If a page on our website was/is being transmitted encrypted it is shown by the lock symbol in the address bar of your browser.

Additionally, we use appropriate technical and organizational security measures to protect your data from accidental or intentional manipulation, partial or complete loss, destruction, or to prevent unauthorized access by third parties. Our security measures are continuously upgraded according to the latest technological developments.

Lopag strongpoints

Committed
our basic outlook is characterized by conscious responsibility, obligation and commitment to our customers, staff and owners. 

Connected
we are a team in which everyone contributes individual know-how and personal experience towards a common solution.

Decisive
we can take decisions and we don’t waste time.

Excellent
our work – in form and content – in the team and for clients is characterized by excellence.

Curious & creative
curiosity and frankness are the creative strongpoints in our search for solutions.

Individual. Proactive. Sustainable.

Lopag was founded in 1989 and is a family-run, non-captive financial services company. As a service provider in the trusteeship sector, we prepare individual, proactive and sustainable solutions in the areas of asset structuring, asset protection and succession planning.

Our team possesses the appropriate  know-how and has many years of international experience (Europe and Asia) in the financial services sector and in industry.

Your input. Our professionalism. Yours solution.

Together with our clients, we identify solutions for their assets:

Tax compliant asset structuring


Securing asset protection


Wealth preservation from one generation to the next


Systematic use of assets for the benefit of the family and non-profit-making organisations

Our tools

Special situations and individual requirements call for customized solutions. These demand the right instruments and a logically structured procedure:

to take account of the family, wealth and professional situation of the client


to review the relevant taxation and legal aspects and apply Lopag know-how in asset-structuring


to identify options in asset structuring, asset allocation and mobility planning


to take decisions with due consideration of the risk profile and attainable added value


to implement solutions


to maintain, continuously review and adapt solutions


Finance sector + real economy = Lopag

Founded in 1989 by Louis Oehri, Lopag has been managed in the second generation since 2013 by daughter Ann Näff-Oehri and his two sons-in-law Dominik Näff and Roman Eggenberger.

Ann Näff-Oehri is a qualified business manager and a licensed trustee. Before joining Lopag, she worked for some years in the trust sector and for a private clinic group. This example of a profound and wide-ranging knowledge of the financial and real economies is a Lopag trademark. The knowledge and experience portfolio of the Lopag management also includes many years’ work on the international level in the industrial (mechanical engineering) and financial sectors (banking).

Size-related. Practical. Right for everyday life.

Implementing standardized risk management solutions is simple but seldom really effective.  Lopag is your service provider  for target-based balance-sheet risk management. Together with the client, we prepare solutions based on a clearly formulated appreciation of the risk. We make use of our international Treasury experience over many years to develop and put into effect size-related and practical tools and procedures that prove their value in an everyday environment.

Jointly develop. Jointly implement. Use for yourself.

Together with our clients, we develop and implement solutions for target-based, practical balance- sheet risk management systems for use by the client with the following focal points:

risk appreciation and tolerance


scenario analysis und stress tests


risk management tools and procedures


economic transparency


division of responsibilities, documentation and communication


regulatory compliance


staff training and development

Our services are designed for banks and medium and small industrial enterprises in Liechtenstein and German-speaking Switzerland that have limited resources in balance-sheet risk management.

Our tools

The combination of enterprise specific needs and regulatory requirements of general applicability calls for customized solutions. The right instruments and a logically structured procedure are needed for this:

to assess the initial situation in respect of risk management organisation and procedures and entrepreneurial targets


to include relevant regulatory and market-specific aspects and Lopag know-how in risk management


to prepare options for governance, economic balance-sheet management and the practical use of risk management instruments


to take decisions with due consideration of regulatory compliance, practical implementation and achievable added value


to implement solutions


to maintain, continuously review and adapt solutions

Finance sector + real economy = Lopag

Founded in 1989 by Louis Oehri, Lopag has been managed in the second generation since 2013 by daughter Ann Näff-Oehri and his two sons-in-law Dominik Näff and Roman Eggenberger.

Roman Eggenberger is a qualified business manager and a graduate of the Swiss Banking School. Before he came to Lopag, he worked for 20 years in banking. This includes 15 years of international Treasury experience in large and small bank organisations in Europe and Asia where, among other things, he was responsible for the setup of Treasury organisations. The knowledge and experience portfolio of the Lopag business management also includes international activities over many years in the industrial (mechanical engineering), trust and health sectors. In-depth and wide-ranging knowledge of the financial and real economies is a Lopag trademark.

Know-how. Capital. Entrepreneurship.

Entrepreneurial investment is a Lopag business area. We advance the company with  our joint efforts, create real values and participate in its success. 

We provide capital and know how for accessing new markets or expanding the product range.

Our target groups are small and medium-sized enterprises in the Rhine Valley and Lake Constance region. As a rule, we seek minority participations and contribute our resources directly in the form of equity.

Our tools

As investors who think and act from an entrepreneurial standpoint, we invest our know-how and capital only in those business areas which we understand and in firms with a name for dependability and competence.

The following steps are essential for us in regard to investment decisions and future collaboration:

to check the business plan content


to reconcile the business plan with Lopag investment criteria


to elaborate participation options


to take decisions with due consideration of the risk profile and attainable added value


to contribute capital and know-how


to continuously  verify and adapt the participation

Finance sector + real economy = Lopag

Founded in 1989 by Louis Oehri, Lopag has been managed in the second generation since 2013 by daughter Ann Näff-Oehri and his two sons-in-law Dominik Näff and Roman Eggenberger.

Dominik Näff studied Mechanical Engineering and Business Administration. Before joining Lopag, he worked for more than 20 years in the mechanical engineering industry, among other things as the general manager of sales and service companies in Poland and Turkey, as  a controller in Switzerland and as a development engineer in Switzerland and Liechtenstein. The knowledge and experience portfolio of the Lopag management also includes international activities over many years in the trust, bank and health sectors. In-depth and wide-ranging knowledge of the financial and real economies is a Lopag trademark.

SME. Industry. Rhine Valley and Lake Constance region.

Our partnership-based, sustainable investment offers are designed for small and medium-sized enterprises of the following branches of industry in the Rhine Valley and Lake Constance region:

mechanical engineering and equipment


automobile industry/vehicle manufacturing


aerospace industry


electrical engineering


precision engineering, optical and watchmaking industries


plastics industry


recycling, waste industry

You develop, manufacture or sell your own products. Your aim is to access new markets or expand your product range.

Continuity. Boldness. Entrepreneurial Vision.

The Lopag story is the history of the entrepreneurial Oehri family. The Lopag foundation stone was laid in 1989 by Louis Oehri at Ruggell in Liechtenstein. Entrepreneurial ideas, sound craftsmanship, an international outlook and long-lasting client relationships continue to characterise Lopag.  

Lopag has been managed in the second generation since 2013 by daughter Ann Näff-Oehri and the two sons-in-law Dominik Näff and Roman Eggenberger. They contribute a wealth of international experience and well-founded know-how from the trust, banking, industrial and health areas. Today, Lopag is a diversified financial service provider with its own style in the trust, risk and investment sectors.

Over the course of decades, the entrepreneurial Oehri family and its team have succeeded in shaping a family enterprise with international experience in the finance and real economies thanks to boldness, continuity and an entrepreneurial vision.

The Lopag milestones

1989: Founding of Lopag Louis Oehri & Partner Trust reg.


2009: Division of Lopag with regard to succession planning


2013: Generation change in the management of the company


2014: New lopag.risk and lopag.invest business areas

Contact 

Lopag Trust reg.
Industriering 14
P.O. Box 335
LI-9491 Ruggell 

T +423 377 36 36 
F +423 377 36 37 
M lopag(at)lopag.li

Lopag Trust reg.   Industriering 14   P.O. Box 335   LI-9491 Ruggell   T +423 377 36 36  F +423 377 36 37   M lopag(at)lopag.li

Deutsch English

Imprint Privacy policy

Imprint

Responsible for the content
Lopag Trust reg.
Industriering 14
P.O. Box 335
LI-9491 Ruggell

Handelsregister-Nummer: FL-0001.113.704-5
Zuständige Behörde: Amt für Volkswirtschaft, Vaduz
Mehrwertsteuer-Nummer: 50-777

Website Design
Neuland visuelle Gestaltung, Schaan

Website Programming
Sitewalk Est., Schaan

Photography
Martin Walser, Vaduz​​​​​​​

 

Disclaimer (Beschränkung der Verantwortlichkeit)

Dies ist die Website der Lopag Trust reg. Die nachstehenden Ausführungen gelten für alle Seiten und Unterseiten dieser Website. Personen, welche auf diese Webseiten zugreifen und Informationen abrufen, erklären sich mit den nachfolgenden Bestimmungen einverstanden:

Benutzung
Lopag Trust reg. unternimmt alle Anstrengungen, um einen sicheren Betrieb der Website sicherzustellen. Dennoch können Mängel wie z.B. Datenverlust oder -verfälschung, Virenbefall, Betriebsunterbruch etc. nicht ausgeschlossen werden. Der Zugriff auf die Webseiten erfolgt deshalb auf eigene Gefahr und in eigener Verantwortung.​​​​​​​

Haftungsausschluss
Lopag Trust reg. lehnt jegliche Haftung für Schäden oder Folgeschäden ab, die sich aus dem Zugriff auf diese Website beziehungsweise auf einzelne Teile davon (wie z.B. heruntergeladene Dokumente), deren Benutzung (bzw. aus der Unmöglichkeit des Zugriffs oder der Benutzung) oder Links auf andere Websites ergeben.​​​​​​​

Gewährleistungsausschluss
Lopag Trust reg. übernimmt keinerlei Gewähr für die Aktualität, Korrektheit, Vollständigkeit oder Qualität der bereitgestellten Informationen. Haftungsansprüche gegen Lopag Trust reg., die sich auf Schäden materieller oder ideeller Art beziehen, welche durch die Nutzung der dargebotenen Informationen verursacht wurden, sind grundsätzlich ausgeschlossen. Lopag Trust reg. behält es sich ausdrücklich vor, Teile der Seiten oder das gesamte Angebot ohne gesonderte Ankündigung zu verändern, zu ergänzen oder zu löschen.​​​​​​​

Verknüpfte Websites (Links)
Die Webseiten enthalten zum Teil Links zu Websites von Dritten. Lopag Trust reg. übernimmt für deren Inhalt, den darauf angebotenen Produkten, Dienstleistungen oder sonstigen Angeboten sowie für die Einhaltung von Datenschutzbestimmungen keine Verantwortung. Das Aktivieren eines Links erfolgt auf eigene Verantwortung.     

Privacy statement

1. Privacy statement on websites

 

Privacy statement on websites

I. Name and address of the responsible person and the data protection officer (if appointed pursuant to Article 37 of the GDPR)

The responsible person according to the General Data Protection Regulation (GDPR) is:
Lopag Trust reg., Industriering 14 in 9491 Ruggell, Liechtenstein
Tel.: +423 377 36 36
E-Mail: dsb(at)lopag.li
Webseite: www.lopag.li

II. Data processing in general 

1. Scope of the processing of personal data

The processing of personal data is limited to data that is required to operate a functional website and for the provision of content and services. The processing of personal data of our users is based on the purposes agreed or on a legal basis (GDPR). We only collect personal data that is necessary to implement and process our tasks and services or if you provide data voluntarily.

2. Your rights (rights of the persons affected)

You have the right to request information about any of your personal data we process. In particular, you have the right to request information about the purpose of the processing, the categories of personal data, the categories of recipients who will have access or were disclosed with your data, the duration periods for saving the personal data, whether there is a right to adjust/correct, erase, restrict or object, transmission of data[1], the source of your data if not collected through us and if we use automatic decision-making technologies including profiling.  

Additionally, you have the right to revoke a previously granted consent to use your personal data at any time.

If you believe that the processing of your personal data is inconsistent or contradicts the applicable data protection laws you have the possibility to lodge a complaint with the data protection office.

III. Description and scope of data processing

1. Provision of the website

Our system records data and information about the computer used by the user automatically and with every visit on our website.
The following data are collected:

  • Information regarding the type and version of internet browser used     to access the website
  • Operating system
  • Internet service provider
  • IP address
  • Date and time of each access
  • Web page from which the user was redirected to our page

The data mentioned above are saved for a maximum time period of 6 months. This storing is done due to security reasons to ensure the stability and integrity of our systems.

We do not perform any web analysis on our website and do not use any web analysis tools (e.g. Google Analytics). The previously mentioned user and visitor data will not be evaluated or analyzed.

2. Cookies

We use cookies on our website to ensure a user-friendly experience. Cookies are small files that are managed by the user’s web browser and are directly stored on the respective device (Laptop, Tablet, Smartphone etc.) whenever you visit our website. Cookies are stored as long as you do not don’t delete them. This process allows us to recognize your browser on your next visit.

If you do not wish to use cookies you can change the settings in your browser accordingly. You will then be notified whenever your browser attempts to create a cookie and you can decide whether you want to allow the cookie. However, please note that a deactivation of cookies may result in a limited user experience and you may not be able to use every function of our website.

Legal basis for the processing of data through cookies is Article 6 (1) lett. f GDPR.

IV. Data security

We use SSL-encryption, a common encryption technology in connection with the highest encryption levels that are supported by your browser. If a page on our website was/is being transmitted encrypted it is shown by the lock symbol in the address bar of your browser.

Additionally, we use appropriate technical and organizational security measures to protect your data from accidental or intentional manipulation, partial or complete loss, destruction, or to prevent unauthorized access by third parties. Our security measures are continuously upgraded according to the latest technological developments.

2. Privacy statement for clients

Privacy statement for clients

I. Name and address of the responsible person and the data protection officer (if appointed pursuant to Article 37 of the EU General Data Protection Regulation [GDPR])

The responsible person according to the General Data Protection Regulation (GDPR) is:
Lopag Trust reg., Industriering 14 in 9491 Ruggell, Liechtenstein
Tel.: +423 377 36 36
E-Mail: dsb(at)lopag.li
Webseite: www.lopag.li
The operational data protection officer of Lopag Trust reg. is available at said address c/o Data Protection Officer, resp. at dsb(at)lopag.li.

II. Data processing in general

1. Scope of the processing of personal data

The processing of personal data is limited to data that is required to operate a functional website and for the provision of content and services. The processing of personal data of our users is based on the purposes agreed or on a legal basis (GDPR). We only collect personal data that is necessary to implement and process our tasks and services or if you provide data voluntarily.

2. Your rights (rights of the persons affected)

You have the right to request information about any of your personal data we process.

Additionally, you have the right to revoke a previously granted consent to use your personal data at any time.

If you believe that the processing of your personal data is inconsistent or contradicts the applicable data protection laws you have the possibility to lodge a complaint with the data protection office.

III. Description and scope of data processing

1. Purpose of data processing

We process our clients’ personal data for the following purposes:

  • Activities pursuant to Article 2 of the Liechtenstein Professional Trustees Act (Treuhändergesetz – TrHG) in conjunction with the Liechtenstein Persons and Companies Act (Personen- und Gesellschaftsrecht – PGR), in particular:
    • Client mandate management (including administration of legal entities)
    • Compliance with statutory accounting requirements
    • Correspondence
  • Compliance with legal obligations, in particular:
    • PGR, TrHG, due diligence laws, tax legislation and treaties

2. Categories of data

The following categories of data are processed in our data directories pursuant to Article 4(1) of the GDPR for the purposes of our activities outlined under Section 1 above:

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3. Legal basis

The data listed under Section 2 above will be processed

  • on the basis of our contractual relationship with our clients (Article 6(1)(b) of the GDPR);
  • in order to fulfil a legal obligation (Article 6(1)(c) of the GDPR);
  • to carry out a task in the public interest or in the exercise of official authority (Article 6(1)(e) of the GDPR); or
  • for the purposes of the legitimate interests pursued by the data controller or a third party (Article 6(1)(f) of the GDPR).

Processing for the purposes of our legitimate interests may include:

  • Processing for the purpose of internal administration
  • Evaluations
  • Defending against unjustified claims

4. Recipients of personal data

Clients’ personal data will only be processed by us to carry out our contractual, statutory and regulatory obligations for the purposes listed under Section 1 above.

For these purposes, data may be shared with the following:

  • Companies within our group of companies for the purpose of internal administration
  • External services providers and offices:
    • Banks
    • Asset managers
    • Insurance companies
    • Lawyers
    • Auditors
    • Other cooperation partners
    • Associations
    • Public interest organisations in Liechtenstein and abroad

If we have statutory or regulatory obligations to fulfil, personal data may be sent in particular to the following:

  • Public offices and authorities (e.g. supervisory authorities, courts)
  • Tax authorities (including in the scope of AEOI and FATCA)
  • Authorities of third countries or international organisations

5. Sharing data with third countries or international organisations

If we transfer clients’ personal data to other countries, it is protected and transferred in accordance with the statutory provisions. Transmission of data outside of the European Economic Area is done with the following guarantees:

  • The country to which we are transmitting the personal data has assured the European Commission of an appropriate level of protection of personal data.
  • The recipient has signed a contract based on the Standard Contractual Clauses confirmed by the European Commission, undertaking to protect personal data.
  • If the recipient is located in the USA, the recipient is a certified member of the EU-US Privacy Shield Framework.

Additional information about the protection of personal data when it is transmitted outside the European Economic Area can be provided on request.

6. Data sources

We collect data either directly (e.g. in meetings or through correspondence with clients; internal background and due diligence checks) or partially from third-party service providers.

Third-party service providers may include:

  • Banks
  • Asset managers
  • Auditors
  • Intermediaries

7. Storage periods

Personal data will be processed and stored for the duration of the business relationship within the framework of the statutory provisions. Once the business relationship has been terminated, these data are retained for 10 years on the basis of statutory provisions (PGR, DDA, Liechtenstein Civil Code [Allgemeines bürgerliches Gesetzbuch – ABGB]). Longer retention periods will be enforced only on the basis of statutory or contractual requirements to retain data or for the purpose of maintaining evidence within any applicable statutory limitation periods.

8. Automated decision-making (Article 22 of the GDPR)

No automated decision-making processes are applied to clients’ personal data. Where such processes are used in individual cases, we inform the clients to the extent required by the law.

9. Necessity of the data (Article 13(2)(e) of the GDPR)

Provision of the data listed under Section 2 above is mandatory in order to allow us to offer our clients the services they require and fulfil our statutory obligations. In addition to possible statutory reporting obligations to the responsible supervisory authorities, failure to provide data will result in the non-establishment or termination of the business relationship.

IV. Data security

We use SSL-encryption, a common encryption technology in connection with the highest encryption levels that are supported by your browser. If a page on our website was/is being transmitted encrypted it is shown by the lock symbol in the address bar of your browser.

Additionally, we use appropriate technical and organizational security measures to protect your data from accidental or intentional manipulation, partial or complete loss, destruction, or to prevent unauthorized access by third parties. Our security measures are continuously upgraded according to the latest technological developments.

 

 

 3. Privacy statement for job applicants

Privacy statement for job applicants

I. Name and address of the responsible person and the data protection officer (if appointed pursuant to Article 37 of the EU General Data Protection Regulation [GDPR])

The responsible person according to the General Data Protection Regulation (GDPR) is:
Lopag Trust reg., Industriering 14 in 9491 Ruggell, Liechtenstein
Tel.: +423 377 36 36
E-Mail: dsb(at)lopag.li
Webseite: www.lopag.li
The operational data protection officer of Lopag Trust reg. is available at said address c/o Data Protection Officer, resp. at dsb(at)lopag.li.

II. Data processing in general

1. Scope of the processing of personal data

The processing of personal data is limited to data that is required to operate a functional website and for the provision of content and services. The processing of personal data of our users is based on the purposes agreed or on a legal basis (GDPR). We only collect personal data that is necessary to implement and process our tasks and services or if you provide data voluntarily.

2. Your rights (rights of the persons affected)

You have the right to request information about any of your personal data we process. In particular, you have the right to request information about the purpose of the processing, the categories of personal data, the categories of recipients who will have access or were disclosed with your data, the duration periods for saving the personal data, whether there is a right to adjust/correct, erase, restrict or object, transmission of data[1], the source of your data if not collected through us and if we use automatic decision-making technologies including profiling.  

Additionally, you have the right to revoke a previously granted consent to use your personal data at any time.

If you believe that the processing of your personal data is inconsistent or contradicts the applicable data protection laws you have the possibility to lodge a complaint with the data protection office.

 

[1] As long as it oes not cause a disproportionate effort to transmit these data

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III. Description and scope of data processing

1. Data collected from job applicants

We hereby inform you that on receipt of your application forms we process personal data such as your name, title, address, telephone number, date of birth, education, work experience, salary expectations and any data and images that are contained in the accompanying letter, CV, letter of motivation, certificates and other documents and records that you send to us, for the purpose of personnel selection.

2. Legal basis

We process your personal data in the scope of our recruitment process on the basis of Section 1173a Article 28a of the Liechtenstein Civil Code (Allgemeines bürgerliches Gesetzbuch – ABGB) and of Article 6(1)(b) of the GDPR. If an applicant wishes their information to be retained in a pool of applicants for the purpose of potential subsequent cooperation, we require consent for this in accordance with Article 6(1)(a) of the GDPR.

3. Transfer of data

Your data will not be transferred to third parties without your consent. No automated decision-making in accordance with Article 22 of the GDPR is carried out.

4. Duration

If no appointment is made, we will retain your data for up to six months for the purposes of documentation in any eventual legal proceedings before erasing it.​​​​​​​

IV. Data security

We use SSL-encryption, a common encryption technology in connection with the highest encryption levels that are supported by your browser. If a page on our website was/is being transmitted encrypted it is shown by the lock symbol in the address bar of your browser.

Additionally, we use appropriate technical and organizational security measures to protect your data from accidental or intentional manipulation, partial or complete loss, destruction, or to prevent unauthorized access by third parties. Our security measures are continuously upgraded according to the latest technological developments.